2024 Trick: Get Your Paytm Postpaid Cash in Bank Account (Fast & Easy)

The postpaid loan facility operated by Paytm can be convenient for those who need small and easy loans. Because the loan charges are negligible compared to other loan providers, In postpaid, the credit limit of the loan can range from ₹ 1000 to ₹ 60000 or even more. This credit limit depends on the civil score of the users and their Paytm transaction activity; if both of these conditions are good, then you can enjoy Paytm postpaid.

 

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The credit limit available in Paytm Postpaid can be used for utility bill payments, recharges, online shopping, bank transfers, rent payments, flight ticket bookings, etc. But before December 2023, there was no problem with using the postpaid limit, but since December, people have not been able to use the Paytm postpaid limit properly. Because earlier, whenever we used to make payments, the option of a postpaid loan used to come into the payment process, but now that option has been removed from everywhere. Due to this, neither recharge nor transfer of postpaid money is taking place, which means that the money is stuck in Paytm Postpaid. Which can neither be withdrawn nor used.

 

Why Paytm Postpaid Loan option removed from everywhere?

On December 6, 2023, Paytm issued a press release in which they announced about postpaid loans that they are not currently focusing on loans less than Rs 50k. We have given complete information about why the postpaid loan option is being removed everywhere in the previous article.

Previous Article

 

How to transfer Paytm Postpaid money to Bank account?

However, the option of a postpaid loan is still available to a few people, and they are able to use it. Gradually, this option will also be removed from them. Paytm has limited the use of postpaid at some places like rent payment, online ticket booking, online shopping on Paytm, movie ticket booking, and some offline stores of Paytm where postpaid payment can be done by scanning. But if you want to withdraw Paytm postpaid money to your bank account, then you can withdraw it by following the following steps:.

Step 1: Open your Paytm application. Make sure your app is updated. After this, search on the home page or in the search bar, and click on the postpaid loan option. After that, you will get whatever limit you have.

 

Step 2: After this, options like flight tickets, ONDC, rent payments, movie tickets, etc. will be visible below. You have to click on the option of rent payments.

 

Step 3: You will see options for house rent, shop rent, broker payment, and society maintenance. You have to choose any one option as per your wish.

 

Step 4: After this, you have to enter the bank details of your family member, any friend, or any trusted person, like the bank account number, bank name, IFSC code, etc. Do not upload any kind of document.

 

Step 5: After this, you will get the option to enter the amount. You have to enter the amount you want to withdraw and click on "Proceed to Pay".

Step 6: After this, you have to select postpaid loans in the payment method and make the payment. Your money will be successfully withdrawn from your Paytm Postpaid.

After the money is transferred, a postpaid bill will be generated on the 1st of the month, which can be paid until the 7th of the month. And again, by transferring money, you can enjoy this beneficial facility of PayTM.

Is Paytm Postpaid Discontinued?

Recent news about Paytm Postpaid stirred up worry, but let's clear the air. On December 6th, 2023, Paytm confirmed that the service remains active for many users, despite some experiencing temporary restrictions or frozen accounts.  This means that the Paytm postpaid facility has not been stopped yet, nor is there any possibility of it being stopped in the future. It is true that Paytm has imposed some limitations on it, due to which people may face some difficulty using postpaid. 

 

Terms & Conditions:

• You can withdraw only Rs 10,000 from Paytm Postpaid in a month.
• The minimum transaction amount limit to transfer money is ₹2000.
• If the credit limit of Postpaid is less than ₹2000, then you cannot withdraw money through this trick.
• Transfer money only to someone you trust.
• To understand better, please read the previous article.
• Read the entire article carefully, because every point is important.
• This trick can be done only through the Paytm app; do not use any third-party websites, applications, or links, as you may get cheated.